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Assam
Aponar Apon Ghar
"Aponar Apon Ghar" is a Home Loan Subsidy Scheme by the Finance Department, Govt. of Assam. The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
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Details
Benefits
Eligibility
Exclusion
Application Process
- Online
Documents Required
Frequently Asked Questions
The "Aponar Apon Ghar" Home Loan Subsidy Scheme is managed by the Finance Department, Govt. of Assam.
The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
No, the applicant can avail of housing loans from any Scheduled Commercial Bank, Regional Rural Bank, or Assam Cooperative Apex bank within the state.
The state govt. will provide ₹ 2,50,000 subsidy on home loans up to ₹ 40,00,000.
No, this house loan subsidy is only for those who are purchasing their 1st house and have not availed of loans under the previous Apun Ghar Scheme.
No, the scope of the scheme is limited to the permanent residents of the state of Assam.
The subsidy shall be ₹ 1,00,000.
The subsidy shall be ₹ 1,50,000.
The subsidy shall be ₹ 1,50,000.
The Scheme Guidelines can be found at this link - https://finance.assam.gov.in/sites/default/files/INTEREST%20SUBVENTION%20SCHEME%20FOR%20HOUSING%20LOAN%20FOR%20REGULAR%20STATE%20GOVERNMENT%20EMPLOYEES%20UNDER%20APUN%20GHAR%2C%20FILENO.%20FM.45.2016.157%2C%20DTD.21.03.2017_1.PDF
The Document Checklist can be found at this link - https://sivasagar.assam.gov.in/sites/default/files/public_utility/APPLICATION%20FORM%20FOR%20HOME%20LOAN_2.pdf
No, in order to be eligible, the total family income of the applicant (from all sources) must not exceed ₹ 20,00,000.
The Full Form of NPA is "Non-Performing Assets".
No, this scheme only accepts Online Applications.
Sources And References
Guidelines
Description As On The Assam State Portal
Documents Checklist & Process Flow Of Application